Travel Therapy Stipends in Tennessee
For a travel PT, OT or SLP on contract in Tennessee, the housing stipend is measured against GSA’s lodging rate for the locality where you sleep on the contract (IRS Publication 463: “the locality where you stop for sleep or rest”): $230 a night in the Nashville, TN area, which takes in Tennessee’s largest metro, and $113 a night at the standard rate (GSA, FY2027, effective October 1, 2026). Check a package’s stipends against this page, then: Find my next contract.
GSA’s FY2027 per diem rates for Tennessee: lodging and meals and incidental expenses (M&IE), area by area, and the rate in its largest metro.
The largest metro
Tennessee’s largest metro area is Nashville-Davidson--Murfreesboro--Franklin, TN (U.S. Census Bureau, Vintage 2025 population estimates, read October 4, 2026). Its most populous county in Tennessee, Davidson County, is in GSA’s Nashville, TN rate area: lodging $230 a night, M&IE $86 a day (FY2027). Source: GSA per diem rates, FY2027 (effective October 1, 2026), from GSA’s per diem API (retrieved September 21, 2026).
Rates across Tennessee
Anywhere in Tennessee without a rate of its own, GSA’s FY2027 standard rate applies: lodging $113 a night, M&IE $68 a day. 5 areas have their own rates:
| Area | Counties GSA lists | Lodging a night | M&IE a day |
|---|---|---|---|
| Brentwood / Franklin, TN | Williamson | $135 | $86 |
| Chattanooga, TN | Hamilton | $120 | $74 |
| Knoxville, TN | Knox | $129 | $74 |
| Memphis, TN | Shelby | $135 | $74 |
| Nashville, TN | Davidson | $230 | $86 |
Source: GSA per diem rates, FY2027 (effective October 1, 2026), from GSA’s per diem API (retrieved September 21, 2026).
How a stipend relates to these rates
The U.S. General Services Administration says: “We establish the per diem rates that federal agencies use to reimburse their employees for lodging and meals and incidental expenses incurred while on official travel within the continental United States.” Source: GSA: Per diem rates, read October 10, 2026.
The IRS says: “If your allowance is less than or equal to the federal rate, the allowance won’t be included in box 1 of your Form W-2.” Source: IRS Publication 463 (2025), read October 6, 2026.
The IRS says: “Generally, your tax home is your regular place of business or post of duty, regardless of where you maintain your family home. It includes the entire city or general area in which your business or work is located.” Source: IRS Publication 463 (2025), read October 6, 2026.
Tennessee on the other sites: Licensing · Salary · Jobs · Housing: Nashville
Frequently asked questions
What is the GSA lodging rate in Tennessee?
GSA’s FY2027 standard lodging rate in Tennessee is $113 a night. The 5 areas with their own rates run from $120 to $230 a night, depending on the area and the month. Source: GSA per diem rates, FY2027 (effective October 1, 2026), from GSA’s per diem API (retrieved September 21, 2026).
What is the M&IE rate in Tennessee?
GSA’s FY2027 standard rate for meals and incidental expenses (M&IE) in Tennessee is $68 a day; the 5 areas with their own rates run from $74 to $86 a day. Source: GSA per diem rates, FY2027 (effective October 1, 2026), from GSA’s per diem API (retrieved September 21, 2026).
Is a stipend at or below the federal rate reported as wages?
The IRS says: “If your allowance is less than or equal to the federal rate, the allowance won’t be included in box 1 of your Form W-2.” Source: IRS Publication 463 (2025), read October 6, 2026.
To see what a package’s stipends come to, use the stipend calculator. Stipend rates for every state.
Stipends are only part of the package — see ProTherapy Staffing’s median weekly gross by state and discipline, computed from live travel contracts, in the Travel Therapy Pay Index (e.g. travel PT salary in California, Texas, Florida).